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PRIVACY IS OUR BEST POLICY

第一银行如何处理你的个人信息?

Why?

金融公司会选择如何分享你的个人信息. 联邦法律赋予消费者限制部分但非全部共享的权利. 联邦法律还要求我们告诉你我们是如何收集信息的, share, and protect your personal information. 请仔细阅读本通知以了解我们的做法.

What?

我们收集和分享的个人信息类型取决于您向我们提供的产品或服务. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

How?

所有的金融公司都需要共享客户的个人信息来开展日常业务. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 世界赌博十大网站 chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does 世界赌博十大网站 share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), 回应法院命令和法律调查, or report to credit bureaus
Yes
No
For our marketing purposes—
to offer our products and services to you
Yes
No
与其他金融公司联合营销
Yes
No
为我们附属公司的日常业务目的-
有关您的交易和经历的信息
Yes
No
为我们附属公司的日常业务目的-
information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliated to market to you
No
We don’t share

To limit our sharing

  • 请拨打1-800-413-4211通知我们您的选择.
  • Please note: If you are a new 客户,我们可以在发出本通知之日起30天内开始共享您的信息. When you are no longer 我们的客户,我们将继续按照本通知所述分享您的信息.
  • 但是,您可以随时十大正规网投信誉平台限制我们的分享.

Questions?

Call 1-800-413-4211 or visit your local branch.

Who we are

Who is providing this notice?

第一银行和提供贷款的家族公司, investment, and insurance products and services; 世界赌博十大网站, FB Financial Corporation, a financial holding company, Farmers State Bank. 第一银行抵押贷款,第一银行投资伙伴,和林奇堡农民银行.

What we do

第一银行如何保护我的个人资料?

保护您的个人信息不受未经授权的访问和使用, 我们使用符合联邦法律的安全措施. 这些措施包括电脑安全措施和保护文件和建筑物.

第一银行如何收集我的个人资料?

我们收集您的个人信息,例如,当您

  • open an account or apply for a loan
  • 支付你的账单,或者从你的账户中存取款
  • use your credit or debit card

我们也会向他人收集您的个人信息, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • 为附属公司的日常业务目的分享——十大正规网投信誉平台你的信用信息
  • 附属公司不得使用您的信息向您推销
  • sharing for nonaffiliated to market to you

当我与他人共同持有的账户限制共享时会发生什么?

您的选择将适用于您帐户上的所有人.

Definitions

Affiliates
有共同所有权或控制权的公司. 它们可以是金融和非金融公司.

Our affiliates include; (i) FB Financial Corporation, a financial holding company, (ii) 世界赌博十大网站 Insurance, Inc., (iii) Investor’s Title Company, Inc.

Nonaffiliated
没有共同所有权或控制权的公司. 它们可以是金融和非金融公司.

第一银行不与非关联公司分享, 除非与其他金融公司联合营销.

Joint marketing
非附属金融公司之间的正式协议,共同向你推销金融产品或服务.

我们的联合营销伙伴包括投资公司, insurance companies, and affinity financial service companies.

Customer Identification Program

In accordance with the USA PATRIOT Act, 联邦法律要求所有金融机构获得, verify, 并记录每个开立账户的个人或实体的身份信息.  这包括所有个人和商业账户, including loan and deposit accounts, as well as trust, brokerage, insurance, and investment management accounts.

What This Means To Our Customers

When you open an account, you will be asked for your name, address, Social Security or tax identification number, date of birth (if applicable), 以及其他可以让第一银行识别您身份的信息. 您还将被要求提供您的驾驶执照或其他身份证明文件.  每次开立账户,我们都必须按照这个程序办理, 即使你现在是第一银行的客户.

Children’s Information

我们尊重儿童的隐私,并遵守《世界赌博十大网站》规定的做法. 我们不会故意收集或保留13岁以下儿童的个人身份信息.

世界赌博十大网站, Member FDIC.
Rev 11/1/2022

INVESTING IN YOU SO YOU PLAN FOR WHAT’S NEXT.

在社区银行投资会给你带来一个友好的环境,在那里客户被当作个人对待, not numbers. 从退休和遗产规划到大学资助和小企业财务规划, 从找一个当地的顾问开始,今天就安排你的无义务咨询.

LEARN MORE

Raymond James Financial services Advisors, Inc .提供投资咨询服务. 第一银行和第一银行投资伙伴不是注册经纪人/交易商,独立于雷蒙德詹姆斯金融服务公司. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value.

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